Simple answer is- Title insurance protects real estate owners and lenders against any property loss or damage they might experience because of liens, encumbrances or defects in the title to the property. Each and every title insurance policy is subject to specific terms, conditions and exclusions.

What exactly title insurance does is protects against claims from defects. Defects are things such as another person claiming an ownership interest, improperly recorded documents, fraud, forgery, liens, encroachments, easements and other items that are specified in your specific title insurance policy.

So what makes title insurance different from other types of insurance i have? Well insurance such as car, boat, life, health all protect against potential future events and is paid with monthly or annual premiums. A title insurance policy insures against events that occured in the past of the real estate property and the people that owned it, for a one time premium paid at the close of escrow.

Call me today so I can give you a private tour and show you the inside of all the homes for sale that meet your criteria in Washington County in less than two hours! I can show you any home for sale in the St George area listed by any company anywhere in the city. Then you don’t have to keep searching for open houses on the weekend. We can go anytime you want. Let’s get you out there.

Contact me and I can help get you fully qualified because when you find that perfect home in southern Utah you will want to be ready to write the offer on your new home. You do not want to lose your dream home because someone had a strong qualification letter from their lender showing that they are capable of purchasing the home. Contact me and I can help direct you to the lender that will do the best job for your particular situation.