The St. George real estate market has seller financing on homes and properties available. Owner financing like real estate is dynamic and constantly changing. Seller financing in St. George Utah can be a win win for both buyer and seller. Please read the procedure in the next paragraph to find out what it will take to achieve seller financing in St George Utah.
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Southern Utah Seller Financing
About Seller Financing
Because there are few ground rules in this type of real estate transaction there is a procedure that we will need to go through before any due diligence is done. The very first step will be to establish your purchasing power. I do not show homes without your full cooperation on this critical point. This is mandatory prior to me researching any lease or seller financing options for you. Seller’s want this information and more times than not. We find that buyers are more capable than they think of purchasing a home without going through the less conventional and more risky methods methods. I have preferred mortgage lenders that will be able to assist you with that step. Then we set an appointment to meet with me at my office or set up a phone consultation if you live out of the area and go over a strategy that will work. At that time I will share my knowledge on this type of transaction so you are prepared and ready for the next step. Which is finding you the perfect home! This meeting will only take 15 minutes to half an hour depending on how many questions you have for me. Contact Walter Crovo and let his team of experts help you navigate through all the St. George Utah lease option or rent to own listings and homes. Now with that being said please contact my preferred mortgage lenders and give them a try. they have provided loans for past clients that felt or were told a loan was impossible for them. So let’s try the best thing for you first!
Seller financing can be a useful tool in a tight credit market. It allows sellers to move a home faster and get a at least what they owe or a positive return on the investment. And buyers may benefit from less stringent qualifying and down payment requirements, more flexible rates, and better loan terms on a home that otherwise might be out of reach.
Southern Utah sellers willing to take on the role of financier represent only a small fraction of all sellers — typically less than 10%. That’s because the deal is not without legal, financial, and logistical hurdles. But by taking the right precautions and getting professional help, sellers can reduce the inherent risks.
I have included a link to the State of Utah:
Seller Financing Addendum to Real Estate Purchase Contract
This is the approved Utah State legal form for seller financing.
I have a link to all seller financing available properties in St. George and Southern Utah by all Realtors. My mapping feature gives you a view of all the St. George and Southern Utah seller financing listings. Seller financing in St. George Utah is more than a handshake transaction and it would be wise to seek legal counsel. Okay with all that being said let’s start out with the best possible scenario for my clients and contact my preferred lenders first. they have helped my clients in the past. Some of these clients were told by lenders that would not qualify…ba humbug!
Call me today so I can give you a private tour and show you the inside of all the homes for sale that meet your criteria in Washington County in less than two hours! I can show you any home for sale in the St George area listed by any company anywhere in the city. Then you don’t have to keep searching for open houses on the weekend. We can go anytime you want. Let’s get you out there.
Contact me and I can help get you fully qualified with a local mortgage lender because when you find that perfect home in southern Utah you will want to be ready to write the offer on your new home. You do not want to lose your dream home because someone had a strong qualification letter from their lender showing that they are capable of purchasing the home. Contact me and I can help direct you to the lender that will do the best job for your particular situation