1% Down for St George Utah Real Estate!

Yes that’s correct! Buy a home in St George or Washington County with only 1% down through Guaranteed Rate’s new Double Match program. You put down 1% and they will kick in the the other 2% of your down payment! This applies to conventional loans up to $417K! You don’t have to pay the grant back! You will need a minimum of 680 FICO score and a 49% debt-to-income ratio. You will also need to go through home ownership counseling if all buyers are first time home buyers.

This is a fantastic opportunity to purchase St George Utah real estate with a user friendly loan and great rates! My buddy Doug Cook is my go to guy at Guaranteed Rate Mortgage in St George Utah. Doug is also a veteran and enjoys helping his fellow veterans here in southern Utah gain home ownership with a VA loan. Contact me and I will set a meeting with Doug so you can find out what type of loan will work best for you.You won’t find a more dedicated loan professional anywhere. Doug brings his dedication and service experience from years of serving our country to you! Don’t hesitate this won’t last forever!!

St George Utah real estate is a fantastic value in so many ways!

Call me today so I can give you a private tour and show you the inside of all the homes for sale that meet your criteria in Washington County in less than two hours! I can show you any home for sale in the St George area listed by any company anywhere in the city. Then you don’t have to keep searching for open houses on the weekend. We can go anytime you want. Let’s get you out there.

Contact me and I can help get you fully qualified because when you find that perfect home in southern Utah you will want to be ready to write the offer on your new home. You do not want to lose your dream home because someone had a strong qualification letter from their lender showing that they are capable of purchasing the home. Contact me and I can help direct you to the lender that will do the best job for your particular situation.

Buyer Beware of FIRPTA

AKA Foreign Investment in Real Property Tax Act or FIRPTA. Love government acronyms…don’t you? If you are a St George real estate buyer and your agent does not do everything correctly you could and will be liable for a huge tax liability on the St George and Washington county real estate or home you purchase. The sale or disposition of a U. S. real property interest by a foreign person is subject to income tax withholding under FIRPTA. Your buyers agent better be up to speed on this, unless of course you, as a buyer want to pay twenty percent of the sales price to the U. S. government. No I didn’t think so. You will be responsible for that tax money to be paid if the real estate agents don’t handle this correctly. this is new stuff so be prepared to find mystified Realtors! Go with experience and an agent that is constantly training and taking courses to keep their clients safe from troubled waters. There are many pitfalls for buyers and sellers and i pride myself in making sure these pitfalls are prevented and or dealt with correctly.

Call me today so I can give you a private tour and show you the inside of all the homes for sale that meet your criteria in Washington County in less than two hours! I can show you any home for sale in the St George area listed by any company anywhere in the city. Then you don’t have to keep searching for open houses on the weekend. We can go anytime you want. Let’s get you out there.

Contact me and I can help get you fully qualified because when you find that perfect home in southern Utah you will want to be ready to write the offer on your new home. You do not want to lose your dream home because someone had a strong qualification letter from their lender showing that they are capable of purchasing the home. Contact me and I can help direct you to the lender that will do the best job for your particular situation.

 

Beat the HEAT!

Okay folks…not only has the St George real estate market been red hot but so have our summer temps this year. Do not fear cool things to do all around us here! I wanted to share some ideas about what I found to do when the temps hoover in the triple digits for days or weeks. IMG_2207Try Lee’s Ferry AKA Marble Canyon on for size. Close, inexpensive and more fun than a barrel of monkeys. Reach out to me for all the details on this close by adventure.

We may be in  a desert but we lots of lakes and rivers right here in our own county! Most of the access to these places if FREE or dirt cheap! Red dirt that is…lowlands of the Red Cliffs have some hidden and not so hidden creeks and streams that run year around. The Virgin River is dotted with hundreds of beautiful sandy private beaches. We are also just a hop skip and jump from all places north…The mountains north of us provide some needed  relief from the hot summer temps down here in St George, Hurricane and all the Washington County communities. Along with the cooler mountain temps you will find hundreds of beautiful little mountain lakes waiting for you to discover them. Did I mention waterfalls?” Yes we have them too! So when you just need a break from looking at homes or already fortunate enough to call southern Utah your home you have options to stay cool. Call me I would love to share my stories!

USDA LOANS in Washington County and the St George area

A USDA loan is a great loan. It is a fantastic opportunity to purchase a home with easy terms! There are more than one type of USDA loans and my preferred lender will be happy to go over all the details. Because things are ever changing in the government loan business staying up to date is critical. The RED HOT news today is the USDA loan “funding fee” will be reduced from 2.75% to a awesome low of ONE PERCENT! October baby! Try to make that happen folks…lets get you a USDA qualified home, especially in Hurricane City, and if you hurry I can get you two thousand dollars from Hurricane City under the right conditions. I’ve done it!

Call me today so I can give you a private tour and show you the inside of all the homes for sale that meet your criteria in Washington County in less than two hours! I can show you any home for sale in the St George area listed by any company anywhere in the city. Then you don’t have to keep searching for open houses on the weekend. We can go anytime you want. Let’s get you out there.

Contact me and I can help get you fully qualified because when you find that perfect home in southern Utah you will want to be ready to write the offer on your new home. You do not want to lose your dream home because someone had a strong qualification letter from their lender showing that they are capable of purchasing the home. Contact me and I can help direct you to the lender that will do the best job for your particular situation.

St George Energy Star Certified Homes for Sale

With the heightened awareness and concern for our environment an Energy Star Certified home makes a lot of sense in St George and southern Utah. I have a custom search page already that includes  St George Utah homes for sale with one or more energy saving certificates. Also known as Green Certification’s.

All southern Utah and St George ENERGY STAR certified new homes are designed and built to standards well above most other homes on the market today, delivering energy efficiency savings of up to 30 percent when compared to other typical new homes. A new home that has earned the ENERGY STAR label has undergone a process of inspections, testing, and verification to meet strict requirements set by the U.S. Environmental Protection Agency (EPA), delivering better quality, better comfort, and better durability.

I am an expert on Energy Star certified homes in St George and southern Utah and look forward to helping you make the best use of your time and money.

Call me today so I can give you a private tour and show you the inside of all the homes for sale that meet your criteria in Washington County in less than two hours! I can show you any home for sale in the St George area listed by any company anywhere in the city. Then you don’t have to keep searching for open houses on the weekend. We can go anytime you want. Let’s get you out there.

Contact me and I can help get fully qualified because when you find that perfect home in southern Utah you will want to be ready to write the contract for your new home. You do not want to lose your dream home because someone had a strong qualification letter from their lender showing they are capable of purchasing the home. Contact me and I can help direct you to the lender that will do the best job for your particular situation.

Hiking in southern Utah

Thanks for checking in on my St George Utah real estate blog. My goal is to share valuable information about southern Utah real estate AND our southern Utah lifestyle! The information I’m sharing today relates to some of the less know hikes in and around southern Utah. I typically take the road less traveled. I love exploring that in itself and has led to some awesome adventures and finds. I am in the process of starting a guide business for affordable and unique hiking in our zone. I will be focusing on the less known and less traveled areas. I post most of my hikes on my youtube channel. Just click on  the link in the upper right of this page!Most of my hikes got deleted accidentally by Google…so I am starting over. If you are heading to southern utah and you want to save some time and see some of our more unique and in some cases world famous sites I want to be the person that helps you get there and more importantly back! I can help you find the perfect home and negotiate you the very best price and share a glorious day of unique hiking and exploring. There is a lot to do down here and I can’t wait to help you find your adventure! Everything from a B52 crash site to ancient dinosaur tracks. Ancient indian petroglyphs and pictographs, as well as home sites. Ols western trails that date back to the late 1700’s! Movie sets and aviation arrows…Mormon history combined with the wild west make our area very unique. If you like canoes and kayaks we are in a great location to get some great river time. In some pristine areas I might add! So get your southern Utah adventure game face on and let’s go have some fun! With over 300 days of golden sunshine there’s no waiting! So if you like what you see on my youtube channel and are ready for some great hiking reach out and I’ll be ready…always ready for a great adventure!

How does your St George Realtor get paid?

I have come to realize that most folks really don’t understand how a St george Realtor makes a living. Well first of all 99.9% of us don’t make a dime unless we sell real estate. Helping people is something we love to do. Surviving is something else your St George Realtor needs to do! Don’t be offended if your southern Utah Realtor has questions and procedures for you to follow. We understand Rome wasn’t built in a day. I have clients i have been working with for over three years! Continue reading

Marketing

Have you heard about pre marketing your St George Utah real estate? It is a great way to get a heads up on the sale of your home. I  know and understand what techniques result in a quick sale for maximum sales prices. Let’s start by simply putting up a sign that clearly states “Coming Soon” That attracts attention! Nothing wrong with pre marketing! I also announce the upcoming listing to all the Realtors in my market. This gives them an opportunity to get your home under contract without a lot of showings! wouldn’t that be great? the chart below shows our absorption rate…in other words if no homes came on the market how long would it take to use up our inventory.

Market Stats

  • 4.54,4.21,4.04,3.84,4.18,4.17,4.18,4.17,4.11,4.28,4.41,4.6

Information is deemed to be reliable, but is not guaranteed. © 2024

Rent/Lease to Own

Welcome to my blog post on rent/lease to own homes in St George Utah. I recommend you check this page out immediately Rent/Lease to Own. Another useful page would be Seller Financing. But back to rent or lease options. I have a proven and successful procedure for helping folks with this type of transaction.  Please take the time to call or email me for a personal interview at my office in downtown St George or set up a time for a phone consultation. Neither will cost you a penny but will be the mandatory first step for me to help you. You can put my years of knowledge to work for you immediately. Please read a little more about my procedure below. Continue reading