ALTA (American Land Title Association). OWNER’S POLICY VS. HOMEOWNER’S POLICY
There are two types of owner’s title insurance policies certified by the American Land Title Association.The Owner’s policy and the Homeowner’s policy.
The Owner’s policy protects you from defects and liens in the history of your title through the date and time your deed is recorded in the public records…courthouse.
The Homeowner’s policy takes your (the buyer) protection to a higher level by providing coverage for many additional risks. Your ALTA Homeowner’s title insurance policy also protects against many common frustrating problems, and protects your investment for as long as you or your heirs own the property. There is more information so feel free to contact me with any questions about our St George Utah real estate market.
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