We Specialize in St. George Utah Short Sales

We are St. George Utah’s premier short sale experts. It doesn’t matter if you are a short sale seller or buyer my team brings years of unmatched success to our clients. We do every short sale transaction in house with the help of a highly skilled team of short sale experts. We have been doing St. George Utah short sales when most agents refused. My clients receive personal service from my highly trained staff throughout the entire process. From the very beginning to the very end we closely monitor and negotiate your short from my office with myself and my staff. There are just too many variables to take a chance on a distant third party short sale negotiator. The best part is it does not cost you anything to put my experience and team of experts to work for you. Read more about Short Sales

Southern Utah Short Sales

12 matches found

$289,500
Front of House
View Photos (19)
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 2033
Year Built: 2005
Area: Greater St. George
Subdivision: PUEBLO BONITO
Description: This home is in the quiet Pueblo Bonito Subdivision centrally located in Iv...
Listing Office: KW ST GEORGE KELLER WILLIAMS REALTY
Last Updated: November - 20 - 2017
$190,000
188 N Main ST, Gunlock, UT 84733
View Photos (33)
# of Bedrooms: 5
# of Bathrooms: 2
Square Footage: 1992
Year Built: 1969
Area: Northwest Wn
Description: Rare find in Gunlock - Close to rodeo grounds and lake....
Listing Office: HOMESMART ADVANTAGE
Last Updated: November - 15 - 2017
$204,689
421 N New Harmony, New Harmony, UT 84757
View Photos (50)
# of Bedrooms: 2
# of Bathrooms: 1
Square Footage: 1713
Year Built: 1993
Area: Northeast Wn
Subdivision: NEW HARMONY TOWNSITE
Description: Great starter or retirement home. Has cute old barn in the back with amazin...
Listing Office: ERA REALTY CENTER - NEW HARMONY
Last Updated: November - 14 - 2017
$109,000
4325 N Driftwood LN, Enoch, UT 84721
View Photos (19)
Area: Outside Area
Description: Affordable home on acre in Enoch. Great big lot with potential. Home is a 2...
Listing Office: ERA REALTY CENTER - NEW HARMONY
Last Updated: November - 14 - 2017
$649,900
1500 E Split Rock, #33, Ivins, UT 84738
View Photos (44)
# of Bedrooms: 3
# of Bathrooms: 3.5
Square Footage: 2309
Year Built: 2007
Area: Greater St. George
Subdivision: RESERVE OF ENTRADA SNOW CANYON PATIO HOMES
Description: This is a well built custom home in the Reserve at Entrada. Very unique li...
Listing Office: REAL PROPERTY BROKERAGE LLC
Last Updated: November - 13 - 2017
$149,000
31 S 500 W, La Verkin, UT 84745
View Photos (16)
# of Bedrooms: 4
# of Bathrooms: 3
Square Footage: 2616
Year Built: 1981
Area: Hurricane Valley
Subdivision: CHERRY KNOLL
Description: Seeking back up offers only...
Listing Office: HOMESMART ADVANTAGE
Last Updated: November - 01 - 2017
$98,000
Evergreen C3
View Photos (44)
# of Bedrooms: 2
# of Bathrooms: 2
Square Footage: 845
Year Built: 1984
Area: Outside Area
Description: Great adaptable condo for any situation. It can be a 2 Bedroom 2 full bathr...
Listing Office: HIGH COUNTRY REALTY INC. BRIAN HEAD SOUTH
Last Updated: October - 28 - 2017
$460,000
1436 N Liberty Greens DR, Washington, UT 84780
View Photos (7)
# of Bedrooms: 4
# of Bathrooms: 2.5
Square Footage: 3257
Year Built: 2005
Area: Greater St. George
Subdivision: LIBERTY GREENS
Description: **Short Sale** Bank recommended price $460,000....
Listing Office: UTAH KEY REAL ESTATE SOUTHERN
Last Updated: October - 28 - 2017
$277,000
Front of home
View Photos (24)
# of Bedrooms: 2
# of Bathrooms: 2
Square Footage: 1849
Year Built: 2005
Area: Greater St. George
Subdivision: SUN RIVER
Description: Nearing total build out, this is an incredible chance to own the award winn...
Listing Office: KW ST GEORGE KELLER WILLIAMS REALTY SUCCESS 2
Last Updated: October - 26 - 2017
$289,000
345 N Terrace Drive, Virgin, UT 84779
View Photos (49)
# of Bedrooms: 4
# of Bathrooms: 3
Square Footage: 2609
Year Built: 2008
Area: Zion Park
Subdivision: TERRACE DRIVE
Description: Cedar Mtn & Strawberry Point views from amazing Kolob cabin. Upgrades: gran...
Listing Office: ERA BROKERS CONSOLIDATED
Last Updated: October - 20 - 2017

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About Short Sales

Defiency judgement waiver? I Get Results!

Yes that is a key point for my clients. One of the challenges a short sale seller faces is the possibility of the lender coming back years later to collect the deficiency on the original loan. One of my jobs and challenges as your agent is to get in writing that your lender will not seek a deficiency judgement and release the borrower (you) from further obligation therein, and waive all rights to pursue further judgment or deficiency. This is a key point when negotiating my clients short sales and should be a key point for you as short sale seller. Do not settle for less! Without that in writing you will be vulnerable to the lender coming after you seeking payment in full.

Why Choose Me For Your St. George Utah Short Sale Realtor?

I am an expert at helping St. George Utah homeowners negotiate their way through the complex and time consuming short sale process. I have a proven track record and average a 100% close ratio on the short sales where I represent you, the seller. The great news is my experience and services cost you nothing. I negotiate 100% of my costs and commission with the lender. Please interview me for the job of helping you to get through the very competitive St. George short sale real estate market. Contact me for more information or to answer any of your St. George Utah Short Sale Real Estate questions. Please take the time and page for St. George Seller’s and take a look at the latest St. George Utah short sale real estate legal forms for the St. George Utah short sale seller.

What is a Short Sale in St. George Really like?

From a Realtor’s view a short sale is a complicated transaction that requires special skill sets and knowledge. St. George short sales average 25% to 27% of our active listings. That accounts for at least 3 times the amount when compared to St. George foreclosures. Even though the chances of closing a short sale is less than that of a foreclosure or traditional real estate sale they apply downward pressure on prices of homes that have much better odds of closing.

No two St. George short sales have been alike, the rules are ever changing and the rules of business vary with the different lien holders. The buyer or the seller can cancel the contract at any time prior to 3rd party approval for no reason or to bump for a better offer. The short sale home can legally remain active on the St. George Board of Realtors MLS and have several offers in place. The time line for a short sale in St. George varies for the seller, it can be as long as one or more years from beginning to end or as short a 90 days. A buyer with good timing and an aggressive real estate agent can get a short sale in Southern Utah done in 30 days or less. As a general rule a short sale in St. George is a challenge and worth exploring under certain circumstances and direction from a expert in Southern Utah short sales.

Short Sale for the Seller

There are as many different reasons a seller might consider a short sale as there are short sales. In Southern Utah and St. George one out of every four homes for sale are short sales! The approach to getting your home sold as a short sale will vary with each and every case. If certain conditions are met you as a seller may be eligible for Federal Government help in the form of HAFA. Contact Walter for any questions regarding the HAFA program.

Many homeowners may feel that they can no longer afford their St. George Utah home, but want to avoid the negative effects of foreclosure. The Home Affordable Foreclosure Alternatives (HAFA) Program offers homeowners, their mortgage servicers, and investors an incentive for completing a short sale or deed-in-lieu of foreclosure. With these options, under HAFA, a homeowner leaves their home to transition to more affordable housing and alleviate the mortgage debt they owe.

These options are available for St. George homeowners who:

  1. Do not qualify for a trial mortgage modification under the Making Home Affordable Program
  2. Do not successfully complete the trial period for their modification
  3. Miss at least two consecutive payments during their modification period
  4. Or request a short sale or deed-in-lieu of foreclosure

There are banks ie Bank of America that have streamlined the process of their short sales and even reinvented the wheel and come up some proprietary programs for short sale sellers. Some of these include cash in the seller’s pocket. We have been successful in negotiating cash to the seller at close to help them vacate and get a fresh start.

Call me today so I can give you a private tour and show you the inside of all the short sale homes for sale in Washington County in less than two hours! I can show you any home for sale from any company anywhere in the city. Then you don’t have to keep searching for open houses on the weekend. We can go anytime you want. Let’s get you out there.

How do I pay for a Southern Utah Short Sale?

Call me today so I can give you a private tour and show you the inside of all the homes for sale that meet your criteria in Washington County in less than two hours! I can show you any home for sale in the St George area listed by any company anywhere in the city. Then you don’t have to keep searching for open houses on the weekend. We can go anytime you want. Let’s get you out there.

Contact me and I can help get you fully qualified because when you find that perfect home in southern Utah you will want to be ready to write the offer on your new home. You do not want to lose your dream home because someone had a strong qualification letter from their lender showing that they are capable of purchasing the home. Contact me and I can help direct you to the lender that will do the best job for your particular situation.